No Objection Certificate

The NOC is one of the often asked questions by foreigners considering relocating to the UAE. This is the abbreviation for No Objection Certificate. It is necessary in a number of scenarios, including applying for a job and buying a home or automobile, as well as obtaining a visa and starting a business. This post will assist you in crossing all of your i’s about the NOC and will give advice on how to obtain it quickly and easily.

About NOC

The NOC is a short official letter written to advise the requesting party that the author does not oppose to any procedure or action.

Who issues the NOC?

In truth, practically anybody can issue this document, including governments, public and private organizations, and individuals.

If an organization is the author of the no objection letter, the document must be published on its letterhead in two languages, Arabic and English.

Who Issues NOC

The NOC must include the following information:

  • Date of document,
  • Address of the issuer,
  • All signees’ full names,
  • Contact information for the issuer,
  • Any information requested by the requesting party (details below).

NOC for Property Buyers

When buying or selling property in the UAE, a No Objection Certificate is required. It is illegal to sell real estate in Dubai, Abu Dhabi, or any other emirate in the UAE without a NOC. As a result, you should make no payments other than an advance payment until this document has been fully confirmed.

Issuers and Contents of a NOC

In the case of real estate, the developer must submit the NOC to the seller of residential or commercial property. The letterhead should declare that there are no overdue utility bills and that all service fees have been paid on time. The latter includes taking care of the building’s surroundings, communal areas, play- and sports fields, swimming pool, gym, and subterranean parking (if any).

Furthermore, the developer must explicitly say that it approves the sale of the property to the buyer.

How to Get a NOC in the UAE

In certain situations, both the buyer and seller must be present when a NOC is issued, but in others, they might get it through email. The electronic edition is just as good as the paper version.

If you are thinking about buying a property in Dubai, you may submit a request for the NOC using an app developed by the Dubai Real Estate Regulatory Agency (RERA), which is a division of the Dubai Land Department. The application is called Dubai REST, and it may aid with a variety of concerns for any property in Dubai.

How much does NOC cost?

In the United Arab Emirates, obtaining a NOC for a property transaction is not free. Developers might charge between 1,000 and 5,000 AED ($270 and $1,300).

When will the NOC be ready?

The timeline varies across developers and is determined by whether or not the property has outstanding fees and fines. If there are any issues with the payments and an independent accounting audit is necessary, the issuing process may be postponed indefinitely.

This, however, is quite unusual. A No Objection Certificate is usually ready in 2 to 7 days.

How long is the developer’s NOC valid?

Both the electronic and print copies of the developer’s NOC are only valid for 5 days. If the transaction is not completed within this time frame, you must request another NOC and pay for it again. That is why the NOC is the last document necessary for the registration of the sales and buy transaction.

NOC for a residence visa

If the property is mortgaged, a No Objection Certificate is required in order to get a resident visa in Dubai. The NOC and the owner’s bank statement are required for the visa application. Both of these documents are issued by the bank that provided the mortgage.

It is critical to remember that you may only obtain this sort of visa if at least 50% of the property value has been paid off. If your home costs more than 1.5 million AED, you must repay the bank 750,000 AED before applying for a visa. The NOC must say that the bank has received the requisite amount of money and that there are no barriers to the seeking party acquiring a resident visa.

Residence Visa

You can apply for a visa and submit the required papers in person at the Dubai Land Department office or online using the DLD Vault website or the Dubai REST application. A residency visa costs 15,000 AED ($4,100) and takes 3 to 5 working days to get.

What You Should Know About Residence Visas

The Dubai administration is keen in luring foreign nationals and has established many visa schemes that allow foreigners to stay in the emirate for an extended period of time. One method is to obtain a residency visa, which is offered to people who purchase property in Dubai.

The most popular sort of visa for investors was the Golden Visa, however it was only valid until October 20, 2022. After investing a minimum of 5,000,000 AED ($1,360,000), you may stay in Dubai for 5 years.

However, new visa regulations went into effect on October 3, 2022, lowering the minimum entry-level for the Golden Visa to 2,000,000 AED ($545,000).

Furthermore, the Dubai Land Department’s Taskeen Programme offers a three-year resident visa. In this instance, you must spend at least 750,000 AED ($205,000) in local homes. Previously, you could only invest in finished real estate, but last year they permitted you to invest in projects that were still under development.

Any sort of investor resident visa requires them to possess property for at least three years from the date of acquisition.

These visas also allow you to obtain an Emirates ID. It is important to open an account with a local bank, obtain a driver’s license, and attend to other matters. The resident permits can be renewed indefinitely and extend to the investor’s entire family, including their spouse or wife and children.

What Else Can NOC Do For You?

The No Objection Certificate is important in a variety of situations. Here’s a rundown of the most common:

  • Opening a bank account or Internet account
  • Getting a driver’s licence
  • Buying a real estate or a car
  • Launching, restoring or expanding a business
  • Getting new business partners
  • Opening a company branch
  • Renewing a business licence
  • Starting a new job in the UAE
  • Changing a job in the UAE
  • Lifting the labour ban in the UAE
  • Accessing immigrant services

However, in additional situations, including those described above, the NOC may not even be required. Because UAE regulations are continually changing, you should double-check the specific requirements on a frequent basis.

A No Objection Certificate is essential for anybody relocating to the UAE. It’s rather simple to obtain, however keep in mind that the NOC for real estate transactions is only valid for 5 days.

This article is only offered for educational purposes, providing a general understanding of its material, including relevant laws and regulations, and is not meant to provide specific legal advice. The Blog is not meant to take the place of qualified guidance from a licensed professional.

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